Customizing Terminals Possible with EMV Out-Of-Scope Solution

If you’re even a partial geek, this headline should make you want to dance a jig.

Before EMV, there were no restrictions for developers to customize the payment experience on the payment terminal. Once EMV was put into play, most developers smartly opted for a semi-integrated solution. However, since semi-integrated is out-of-scope, it effectively locked developers out from making changes to the terminal experience.

So what can be done with terminal customization?

• Pharmacy POS systems can program questions that appear on the terminal when a prescription is picked-up, asking the customer if they require counseling, and if proper guidance was given.
• Grocery POS systems can have items appear on the terminal screen as they are scanned.
• Rental car software can display additional signature screens on the terminal for waivers.
• Marketing departments can coordinate gift cards offers to appear before the purchase is finalized.

With the new Cardnox pass-through capability, developers can now pass through commands to customize the terminal experience, all while remaining completely out-of-scope from sensitive credit card data. This is a huge industry breakthrough that empowers POS systems to enhance the payment experience, while utilizing EMV payments. Kudos to the amazing Cardknox engineers for making it happen!